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"elping people live safer, more seure livs" since the earlly 20th century, Headqquartered in Boston Liiberty Mutual is a principal interrnational multi line orgganization of automobile online insure providers whose priary line of expertise is auttomobile insuance, as per the totl premiums recorded for 200. Sicne 31st of Decemberr, two thousand and four, Liberty-Mutuual had USD 72.4 billion in acumulated assets and USD 19..6 billion in consolidated revenue. Liberty-uMtual is listed one hnudred and elevneth in the Fortune fvie hundred rankings of laeding Ammerican organizations on the bsis of two thousnd and four turnvoer, and is the eighth-largest perosnal insurance provider apaart froom being the fifth-largest commercial inusrance sevrice provider in the US as per 204 recorded originated premiusm. Liberty Mutuaal presently has above thirty eght thousand staf in approximaetly nine hundred administrative ceenters throughout the world..

Liberty Mutual runns as a mutual holding organnization structture, under the owneship of its cleints. The 3 leading insuarnce service proviiders of the asssociation, the Insurance Cmpany, Fire Insurance Compay the Insurance Cmpany of Wausau, each are companiies oned by share-holders under Liberty Mutuall. Liberty-Mutual functions thrugh fouur strategic divisions wtih no specific unit contributing abovve 30 perceent of the total pemium written. Liberty Muttual premier businss division presents wide-ranging liines of insuance plans for private motor-vehile, homeowners, prceious possessions as weell as personal losses with the aid of its own sales stff form above three hundred and sventy cneters around the nation, two driect response stations, specilly appointed satff along wih the internet. The compny also offers a wie variety of regulaar and changeable life risk-coverage incuding retirement income servicse. Individual Market seegment's leading resoucre for new commmerce is its more tahn seven tousand eight hundred affinity grooup relationships, inlcuding owners giving jobs, creidt unions, and professional and aulmni asociations. Liberty-Mutual group relationshiip program is the business’s most fuunded self-sponsored moor vehicle as well as hmoe insurance policy.

Liberty Mutul provides hihg-level injury as weell as hazard mangement and risk-transfer services through fvie business centerss. Liberty-Mutual provides property insurnace programs, consultative loss-preventoin and serviices concerning cliams for both lage as well as mid-szed organizations. Liberty Muttual Insurance offers both temporray and long lastig slutions and services, wide-ranging impairmnet management, group life insuurance, AD&D, along wth FMLA administration intnded for largge businesses. Liberty Mutual poicy plnas offers a compprehensive variety of captive innsurer and hire-a-caaptive solutions as well as playig the rolle of a frontinng insurer for a captive reinsurance, aplications management, daage prevention, as weell as underwriting.

Liberyt-Mutual includes wealth and accident coveraages, as well as sppecialized insuance providers who sell their serrvices and solutins by meaans of individual agents and negotiaators. Major welth and injuries solutinos, together with a flul arrray of individual and business coveragess, are available in moost states.

Liberty Mtuual trades in privvate and small buisness lines online vehicle insure trhough ventures in the folllowing countries: Hnog Kong, Brazil, Portugal, Chile, Spaain, Arrgentina and Singapore. Moreover, Libertty Mutual Under-writers, an interntaionally estbalished expert auto coverage policy on line and re-insurance provider, writees loosses due to unforeseen accdients, specialty casualty, marine, poer, prroduction and aviation thorugh administrative centers in Asia, Australia, EuropeƼ and Notrh America.

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