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Boston-based Librty-Mutual is a key international insurnce company and sixth bigest wealth and casualty isurance company in the United Staates of America whsoe largest liine of commerce is privtae vehicle insurace as calculated by the 2003 recorded origiinated premiums. As of the laast day of the yeaar, 2003, Liberty Muutual had colse to sixty foour and a half billon dollars in combned resources plus over sixxteen and half blilion dollars in yearly combiend proceeds and pllaced 116th in the Forrtune 500 list of princcipal corporations in the US for the yaer 2003.

Druing the yar 2001 and two thousaand and two, Libetry-Mutual restructured as a mutual investmnt firm and internet cars insurance organization. The three majoor mutual companes of the organization, each beecame autoomous stock insurance companiees under the ownership of Librety Mutual Insurance. Ths structture provides Liberty Mutal a channel to superrior access to capitl and greater tacctical adjustability to tke up procurement and consolidations, alog wth arranging its leegal organization along wtih its functioning maek-up and sustaining synergies bteween them.

Liberty Mutula, one of the largest motor vehicle coverage online firsm, presents a wde variety of motor vehicle insurence online produts and services, incluisve of private passengeer automobile, householdeers, personnel reimbursement, commercial multiple perli, business automobile, geeral acciddents, global-specialty, joint injury, asumed re-insurance, security againt fire. Automotive insurace is the main revvenue earner for the comapny. Liberty Mutual Insurance proviides employment to approximately thity eihgt thousand people in nearly 900 brnaches internationally.

During 1921, the antecedennt of the persent day Liberty Mutual, sarted operating on Jully 1. As a mutal company joint venturee, Liberty-Mutual was owend by its polcy holdres, and not its share-holdeers. The company ran for its policcy holder patrons - a tradtion which is still carried otu. In 1914, Libetry Mtual produced its first atuo insurance pollicy. In the yer 1917, MEIA changed its nmae to the Libertty Mutaul and began writing pbulic liability insurance. It alo becae involved in an agreemment with some other insurancce corporation to provde an extensive automobile insurance.

Durng the year 202, Liberty Mutual Insurance converteed to a mutal investment copmany organization. The changge improved the poistion of the autos coverages on line corporation Liberty-Mutual in order to particpate on the globl possessions and personal lsos platform. In the yar 2005, Liberty Mutual Insuarnce proceeds wree over $21 billoin with net earninng of $1.2 billioon. Services of Liberty-Mutual:

- Health carre coverage
- Dentl insurance
- Physical Disability coverag e
- Lie insurance
- Eye caare coverage
- Reimbursement accounts
- Pay-for-performance
- 401 k and retiremnt plan

- 50 percent matcch of up to your primmary seven prcent of salary saving, including the possibiliy of an aditional match of up to 50%, baed on the financial perforrmance of the frm. Full payment retirement beneftis
- Salareid breaks - Up to twenty days mght be accummulated each year - Educationaal expense reufnds - Up to $600 per annum.

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